Call reports 2001
ROSELLE BANK — 2001
What ROSELLE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 344,756,000 | 349,943,000 | 346,624,000 | 362,959,000 |
| Total loans | 103,655,000 | 113,881,000 | 104,524,000 | 110,835,000 |
| Allowance for loan losses | 290,000 | 302,000 | 314,000 | 326,000 |
| Securities available for sale | 14,079,000 | 13,050,000 | 18,143,000 | 38,139,000 |
| Securities held to maturity | 203,305,000 | 197,527,000 | 185,117,000 | 189,674,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 269,505,000 | 274,371,000 | 280,456,000 | 290,577,000 |
| Interest-bearing deposits | 268,540,000 | 273,456,000 | 279,500,000 | 289,643,000 |
| Noninterest-bearing deposits | 965,000 | 915,000 | 956,000 | 934,000 |
| Equity capital | 46,333,000 | 46,836,000 | 47,432,000 | 47,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,581,000 | 11,021,000 | 16,385,000 | 21,317,000 |
| Interest expense | 3,702,000 | 7,501,000 | 11,224,000 | 14,674,000 |
| Net interest income | 1,879,000 | 3,520,000 | 5,161,000 | 6,643,000 |
| Noninterest income | 27,000 | 58,000 | 79,000 | 99,000 |
| Noninterest expense | 945,000 | 1,870,000 | 2,798,000 | 3,809,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 949,000 | 1,684,000 | 2,406,000 | 2,885,000 |
| Income tax | 304,000 | 517,000 | 702,000 | 788,000 |
| Net income | 645,000 | 1,167,000 | 1,704,000 | 2,097,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,281,000 | 46,803,000 | 47,340,000 | 47,733,000 |
| Total capital | 46,571,000 | 47,105,000 | 47,654,000 | 48,059,000 |
| Risk-weighted assets | 94,552,000 | 96,175,000 | 97,244,000 | 99,527,000 |