Call reports 2016
VINTAGE BANK KANSAS — 2016
What VINTAGE BANK KANSAS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 59,143,000 | 58,852,000 | 60,268,000 | 99,369,000 |
| Total loans | 38,780,000 | 39,350,000 | 40,399,000 | 64,712,000 |
| Allowance for loan losses | 415,000 | 433,000 | 439,000 | 519,000 |
| Securities available for sale | 14,590,000 | 13,374,000 | 12,804,000 | 22,980,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,661,000 | 41,852,000 | 42,455,000 | 77,852,000 |
| Interest-bearing deposits | 31,162,000 | 31,030,000 | 31,234,000 | 58,347,000 |
| Noninterest-bearing deposits | 12,499,000 | 10,822,000 | 11,221,000 | 19,505,000 |
| Equity capital | 7,186,000 | 7,435,000 | 7,596,000 | 11,054,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 643,000 | 1,258,000 | 1,879,000 | 2,897,000 |
| Interest expense | 56,000 | 116,000 | 179,000 | 268,000 |
| Net interest income | 587,000 | 1,142,000 | 1,700,000 | 2,629,000 |
| Noninterest income | 49,000 | 108,000 | 175,000 | 290,000 |
| Noninterest expense | 418,000 | 846,000 | 1,280,000 | 1,921,000 |
| Provision for loan losses | 48,000 | 58,000 | 65,000 | 152,000 |
| Pretax income | 170,000 | 345,000 | 531,000 | 848,000 |
| Income tax | 14,000 | 21,000 | 29,000 | 37,000 |
| Net income | 156,000 | 324,000 | 502,000 | 811,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,273,000 | 6,456,000 | 6,650,000 | 10,159,000 |
| Total capital | 6,688,000 | 6,889,000 | 7,092,000 | 10,678,000 |
| Risk-weighted assets | 36,731,000 | 37,570,000 | 38,477,000 | 65,961,000 |