Call reports 2015
VINTAGE BANK KANSAS — 2015
What VINTAGE BANK KANSAS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 55,473,000 | 55,805,000 | 56,889,000 | 55,931,000 |
| Total loans | 34,242,000 | 35,203,000 | 35,405,000 | 36,681,000 |
| Allowance for loan losses | 313,000 | 324,000 | 342,000 | 367,000 |
| Securities available for sale | 15,811,000 | 15,030,000 | 14,393,000 | 13,818,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,479,000 | 42,130,000 | 42,916,000 | 41,148,000 |
| Interest-bearing deposits | 32,350,000 | 32,164,000 | 32,011,000 | 30,435,000 |
| Noninterest-bearing deposits | 10,129,000 | 9,966,000 | 10,905,000 | 10,713,000 |
| Equity capital | 6,520,000 | 6,516,000 | 6,828,000 | 6,919,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 565,000 | 1,135,000 | 1,719,000 | 2,318,000 |
| Interest expense | 50,000 | 100,000 | 154,000 | 208,000 |
| Net interest income | 515,000 | 1,035,000 | 1,565,000 | 2,110,000 |
| Noninterest income | 34,000 | 66,000 | 108,000 | 153,000 |
| Noninterest expense | 372,000 | 745,000 | 1,139,000 | 1,539,000 |
| Provision for loan losses | 20,000 | 31,000 | 49,000 | 74,000 |
| Pretax income | 156,000 | 324,000 | 484,000 | 649,000 |
| Income tax | 16,000 | 33,000 | 50,000 | 67,000 |
| Net income | 140,000 | 291,000 | 434,000 | 582,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,979,000 | 6,137,000 | 6,288,000 | 6,443,000 |
| Total capital | 6,294,000 | 6,464,000 | 6,631,000 | 6,811,000 |
| Risk-weighted assets | 33,032,000 | 34,325,000 | 34,383,000 | 35,117,000 |