Call reports 2014
VINTAGE BANK KANSAS — 2014
What VINTAGE BANK KANSAS reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 51,245,000 | 52,259,000 | 50,938,000 | 53,919,000 |
| Total loans | 26,743,000 | 28,284,000 | 28,028,000 | 33,486,000 |
| Allowance for loan losses | 141,000 | 205,000 | 242,000 | 293,000 |
| Securities available for sale | 11,959,000 | 15,683,000 | 14,950,000 | 14,736,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,153,000 | 44,974,000 | 42,294,000 | 40,843,000 |
| Interest-bearing deposits | 34,289,000 | 35,258,000 | 33,138,000 | 30,707,000 |
| Noninterest-bearing deposits | 9,864,000 | 9,716,000 | 9,156,000 | 10,136,000 |
| Equity capital | 5,832,000 | 6,024,000 | 6,085,000 | 6,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 460,000 | 1,006,000 | 1,523,000 | 2,087,000 |
| Interest expense | 44,000 | 91,000 | 138,000 | 185,000 |
| Net interest income | 416,000 | 915,000 | 1,385,000 | 1,902,000 |
| Noninterest income | 35,000 | 68,000 | 104,000 | 134,000 |
| Noninterest expense | 354,000 | 728,000 | 1,112,000 | 1,503,000 |
| Provision for loan losses | 32,000 | 97,000 | 133,000 | 184,000 |
| Pretax income | 67,000 | 161,000 | 247,000 | 354,000 |
| Income tax | 1,000 | 4,000 | 14,000 | 36,000 |
| Net income | 66,000 | 157,000 | 233,000 | 318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,244,000 | 5,354,000 | 5,447,000 | 5,550,000 |
| Total capital | 5,387,000 | 5,564,000 | 5,692,000 | 5,846,000 |
| Risk-weighted assets | 27,361,000 | 28,331,000 | 27,485,000 | 31,547,000 |