Call reports 2012
VINTAGE BANK KANSAS — 2012
What VINTAGE BANK KANSAS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 14,296,000 | 15,031,000 | 15,418,000 | 15,259,000 |
| Total loans | 6,189,000 | 6,584,000 | 6,911,000 | 7,268,000 |
| Allowance for loan losses | 66,000 | 57,000 | 62,000 | 66,000 |
| Securities available for sale | 5,023,000 | 4,215,000 | 6,923,000 | 6,766,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,279,000 | 13,036,000 | 12,858,000 | 12,327,000 |
| Interest-bearing deposits | 9,587,000 | 9,051,000 | 8,673,000 | 8,035,000 |
| Noninterest-bearing deposits | 2,692,000 | 3,985,000 | 4,185,000 | 4,292,000 |
| Equity capital | 1,995,000 | 1,972,000 | 2,532,000 | 2,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 135,000 | 269,000 | 412,000 | 561,000 |
| Interest expense | 14,000 | 25,000 | 36,000 | 44,000 |
| Net interest income | 121,000 | 244,000 | 376,000 | 517,000 |
| Noninterest income | 4,000 | 16,000 | 20,000 | 23,000 |
| Noninterest expense | 121,000 | 250,000 | 385,000 | 520,000 |
| Provision for loan losses | 6,000 | 40,000 | 45,000 | 49,000 |
| Pretax income | -2,000 | -30,000 | -34,000 | -29,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -2,000 | -30,000 | -34,000 | -29,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,635,000 | 1,611,000 | 2,183,000 | 2,193,000 |
| Total capital | 1,701,000 | 1,668,000 | 2,245,000 | 2,259,000 |
| Risk-weighted assets | 6,480,000 | 6,721,000 | 7,121,000 | 7,503,000 |