Call reports 2010
VINTAGE BANK KANSAS — 2010
What VINTAGE BANK KANSAS reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 9,688,000 | 9,673,000 | 9,720,000 | 10,421,000 |
| Total loans | 6,056,000 | 5,487,000 | 4,909,000 | 5,768,000 |
| Allowance for loan losses | 127,000 | 122,000 | 123,000 | 87,000 |
| Securities available for sale | 2,280,000 | 2,312,000 | 2,313,000 | 2,661,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,682,000 | 8,638,000 | 8,694,000 | 9,401,000 |
| Interest-bearing deposits | 7,550,000 | 7,389,000 | 7,507,000 | 7,373,000 |
| Noninterest-bearing deposits | 1,132,000 | 1,249,000 | 1,187,000 | 2,028,000 |
| Equity capital | 1,000,000 | 1,022,000 | 1,020,000 | 1,015,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 111,000 | 214,000 | 310,000 | 428,000 |
| Interest expense | 24,000 | 48,000 | 71,000 | 91,000 |
| Net interest income | 87,000 | 166,000 | 239,000 | 337,000 |
| Noninterest income | 6,000 | 9,000 | 20,000 | 23,000 |
| Noninterest expense | 88,000 | 168,000 | 253,000 | 342,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | -5,000 | -3,000 | -4,000 | 8,000 |
| Income tax | 0 | -7,000 | -7,000 | -7,000 |
| Net income | -5,000 | 4,000 | 3,000 | 15,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,007,000 | 1,017,000 | 1,015,000 | 1,028,000 |
| Total capital | 1,094,000 | 1,098,000 | 1,091,000 | 1,114,000 |
| Risk-weighted assets | 6,941,000 | 6,478,000 | 6,004,000 | 6,884,000 |