Call reports 2008
VINTAGE BANK KANSAS — 2008
What VINTAGE BANK KANSAS reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 9,838,000 | 9,524,000 | 10,018,000 | 9,835,000 |
| Total loans | 3,808,000 | 3,923,000 | 3,656,000 | 3,926,000 |
| Allowance for loan losses | 117,000 | 117,000 | 117,000 | 117,000 |
| Securities available for sale | 3,556,000 | 3,684,000 | 3,684,000 | 4,219,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,787,000 | 8,540,000 | 9,031,000 | 8,800,000 |
| Interest-bearing deposits | 7,540,000 | 7,305,000 | 7,701,000 | 7,512,000 |
| Noninterest-bearing deposits | 1,247,000 | 1,235,000 | 1,330,000 | 1,288,000 |
| Equity capital | 1,031,000 | 970,000 | 973,000 | 1,004,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 126,000 | 249,000 | 373,000 | 494,000 |
| Interest expense | 39,000 | 83,000 | 127,000 | 172,000 |
| Net interest income | 87,000 | 166,000 | 246,000 | 322,000 |
| Noninterest income | 20,000 | 26,000 | 31,000 | 38,000 |
| Noninterest expense | 91,000 | 174,000 | 260,000 | 341,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 15,000 | 18,000 | 17,000 | 18,000 |
| Income tax | -4,000 | 2,000 | 1,000 | 0 |
| Net income | 19,000 | 16,000 | 16,000 | 18,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,018,000 | 1,012,000 | 1,012,000 | 1,014,000 |
| Total capital | 1,081,000 | 1,076,000 | 1,074,000 | 1,079,000 |
| Risk-weighted assets | 5,015,000 | 5,073,000 | 4,940,000 | 5,164,000 |