Call reports 2007
VINTAGE BANK KANSAS — 2007
What VINTAGE BANK KANSAS reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 9,301,000 | 8,848,000 | 9,178,000 | 8,840,000 |
| Total loans | 3,870,000 | 3,792,000 | 3,007,000 | 3,370,000 |
| Allowance for loan losses | 124,000 | 117,000 | 117,000 | 117,000 |
| Securities available for sale | 4,346,000 | 4,310,000 | 3,876,000 | 3,401,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,908,000 | 7,484,000 | 8,201,000 | 7,859,000 |
| Interest-bearing deposits | 6,865,000 | 6,099,000 | 6,742,000 | 6,561,000 |
| Noninterest-bearing deposits | 1,043,000 | 1,385,000 | 1,459,000 | 1,298,000 |
| Equity capital | 938,000 | 892,000 | 958,000 | 967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 125,000 | 249,000 | 373,000 | 503,000 |
| Interest expense | 41,000 | 93,000 | 136,000 | 176,000 |
| Net interest income | 84,000 | 156,000 | 237,000 | 327,000 |
| Noninterest income | 9,000 | 14,000 | 24,000 | 27,000 |
| Noninterest expense | 79,000 | 172,000 | 252,000 | 334,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 14,000 | -2,000 | 9,000 | 20,000 |
| Income tax | 1,000 | 5,000 | 4,000 | 4,000 |
| Net income | 13,000 | -7,000 | 5,000 | 16,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,004,000 | 984,000 | 995,000 | 999,000 |
| Total capital | 1,068,000 | 1,046,000 | 1,058,000 | 1,056,000 |
| Risk-weighted assets | 5,031,000 | 4,918,000 | 4,298,000 | 4,481,000 |