Call reports 2006
VINTAGE BANK KANSAS — 2006
What VINTAGE BANK KANSAS reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 8,875,000 | 8,553,000 | 8,703,000 | 8,885,000 |
| Total loans | 3,731,000 | 3,529,000 | 3,218,000 | 3,848,000 |
| Allowance for loan losses | 124,000 | 124,000 | 124,000 | 124,000 |
| Securities available for sale | 4,278,000 | 4,225,000 | 4,310,000 | 4,331,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,992,000 | 7,709,000 | 7,781,000 | 7,520,000 |
| Interest-bearing deposits | 7,007,000 | 6,668,000 | 6,602,000 | 6,383,000 |
| Noninterest-bearing deposits | 985,000 | 1,041,000 | 1,179,000 | 1,137,000 |
| Equity capital | 874,000 | 834,000 | 911,000 | 910,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 121,000 | 235,000 | 355,000 | 476,000 |
| Interest expense | 32,000 | 63,000 | 96,000 | 131,000 |
| Net interest income | 89,000 | 172,000 | 259,000 | 345,000 |
| Noninterest income | 11,000 | 18,000 | 26,000 | 36,000 |
| Noninterest expense | 81,000 | 173,000 | 259,000 | 373,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 19,000 | 17,000 | 26,000 | 8,000 |
| Income tax | 3,000 | 2,000 | 3,000 | 4,000 |
| Net income | 16,000 | 15,000 | 23,000 | 4,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,005,000 | 1,004,000 | 1,011,000 | 991,000 |
| Total capital | 1,067,000 | 1,063,000 | 1,067,000 | 1,054,000 |
| Risk-weighted assets | 4,874,000 | 4,670,000 | 4,417,000 | 4,952,000 |