Call reports 2005
VINTAGE BANK KANSAS — 2005
What VINTAGE BANK KANSAS reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 9,633,000 | 9,259,000 | 8,883,000 | 9,214,000 |
| Total loans | 4,188,000 | 4,010,000 | 3,288,000 | 3,986,000 |
| Allowance for loan losses | 122,000 | 116,000 | 123,000 | 123,000 |
| Securities available for sale | 4,662,000 | 4,413,000 | 4,359,000 | 4,314,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,696,000 | 8,274,000 | 7,927,000 | 7,881,000 |
| Interest-bearing deposits | 7,747,000 | 7,000,000 | 6,779,000 | 6,786,000 |
| Noninterest-bearing deposits | 949,000 | 1,274,000 | 1,148,000 | 1,095,000 |
| Equity capital | 929,000 | 977,000 | 948,000 | 888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 119,000 | 239,000 | 360,000 | 476,000 |
| Interest expense | 28,000 | 58,000 | 86,000 | 115,000 |
| Net interest income | 91,000 | 181,000 | 274,000 | 361,000 |
| Noninterest income | 9,000 | 17,000 | 21,000 | 29,000 |
| Noninterest expense | 78,000 | 165,000 | 249,000 | 370,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 22,000 | 33,000 | 46,000 | 20,000 |
| Income tax | 3,000 | 7,000 | 8,000 | 10,000 |
| Net income | 19,000 | 26,000 | 38,000 | 10,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,001,000 | 1,006,000 | 1,017,000 | 991,000 |
| Total capital | 1,070,000 | 1,072,000 | 1,083,000 | 1,056,000 |
| Risk-weighted assets | 5,447,000 | 5,192,000 | 4,514,000 | 5,173,000 |