Call reports 2004
VINTAGE BANK KANSAS — 2004
What VINTAGE BANK KANSAS reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 10,908,000 | 10,285,000 | 10,119,000 | 9,852,000 |
| Total loans | 2,878,000 | 3,283,000 | 2,636,000 | 3,700,000 |
| Allowance for loan losses | 131,000 | 122,000 | 122,000 | 123,000 |
| Securities available for sale | 6,378,000 | 4,810,000 | 5,778,000 | 4,696,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,833,000 | 9,532,000 | 9,195,000 | 8,911,000 |
| Interest-bearing deposits | 8,684,000 | 8,442,000 | 8,026,000 | 7,881,000 |
| Noninterest-bearing deposits | 1,149,000 | 1,090,000 | 1,169,000 | 1,030,000 |
| Equity capital | 1,059,000 | 743,000 | 913,000 | 935,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 120,000 | 246,000 | 364,000 | 482,000 |
| Interest expense | 37,000 | 70,000 | 100,000 | 129,000 |
| Net interest income | 83,000 | 176,000 | 264,000 | 353,000 |
| Noninterest income | 11,000 | 18,000 | 27,000 | 40,000 |
| Noninterest expense | 87,000 | 166,000 | 250,000 | 333,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -4,000 | -112,000 | -99,000 | -89,000 |
| Income tax | 0 | -7,000 | -27,000 | -27,000 |
| Net income | -4,000 | -105,000 | -72,000 | -62,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,044,000 | 940,000 | 973,000 | 982,000 |
| Total capital | 1,103,000 | 998,000 | 1,027,000 | 1,048,000 |
| Risk-weighted assets | 4,593,000 | 4,909,000 | 4,290,000 | 5,108,000 |