Call reports 2003
VINTAGE BANK KANSAS — 2003
What VINTAGE BANK KANSAS reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 10,137,000 | 10,221,000 | 11,209,000 | 10,603,000 |
| Total loans | 3,784,000 | 3,700,000 | 2,961,000 | 3,035,000 |
| Allowance for loan losses | 131,000 | 131,000 | 131,000 | 132,000 |
| Securities available for sale | 4,692,000 | 5,195,000 | 6,230,000 | 6,117,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,925,000 | 9,019,000 | 10,013,000 | 9,572,000 |
| Interest-bearing deposits | 7,837,000 | 7,972,000 | 8,774,000 | 8,362,000 |
| Noninterest-bearing deposits | 1,088,000 | 1,047,000 | 1,239,000 | 1,210,000 |
| Equity capital | 1,155,000 | 1,157,000 | 1,140,000 | 1,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 135,000 | 270,000 | 405,000 | 542,000 |
| Interest expense | 41,000 | 81,000 | 125,000 | 165,000 |
| Net interest income | 94,000 | 189,000 | 280,000 | 377,000 |
| Noninterest income | 9,000 | 18,000 | 28,000 | 37,000 |
| Noninterest expense | 83,000 | 216,000 | 299,000 | 455,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 98,000 | 111,000 | 124,000 | 73,000 |
| Income tax | 20,000 | 30,000 | 33,000 | 23,000 |
| Net income | 78,000 | 81,000 | 91,000 | 50,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,079,000 | 1,079,000 | 1,089,000 | 1,048,000 |
| Total capital | 1,145,000 | 1,145,000 | 1,148,000 | 1,107,000 |
| Risk-weighted assets | 5,232,000 | 5,248,000 | 4,754,000 | 4,694,000 |