Call reports 2026
FIRST NATIONAL BANK OF GIDDINGS — 2026
What FIRST NATIONAL BANK OF GIDDINGS reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 356,696,000 | 356,153,000 |
| Total loans | 256,737,000 | 255,469,000 |
| Allowance for loan losses | 3,843,000 | 3,840,000 |
| Securities available for sale | 75,296,000 | 74,971,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 317,356,000 | 315,085,000 |
| Interest-bearing deposits | 241,195,000 | 236,792,000 |
| Noninterest-bearing deposits | 76,161,000 | 78,293,000 |
| Equity capital | 32,691,000 | 34,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,684,000 | 9,412,000 |
| Interest expense | 1,749,000 | 3,481,000 |
| Net interest income | 2,935,000 | 5,931,000 |
| Noninterest income | 189,000 | 386,000 |
| Noninterest expense | 1,672,000 | 3,407,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 1,452,000 | 2,805,000 |
| Income tax | 241,000 | 457,000 |
| Net income | 1,211,000 | 2,348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 39,539,000 | 40,676,000 |