Call reports 2024
FIRST NATIONAL BANK OF GIDDINGS — 2024
What FIRST NATIONAL BANK OF GIDDINGS reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 314,300,000 | 315,331,000 | 325,500,000 | 332,203,000 |
| Total loans | 205,631,000 | 218,371,000 | 220,850,000 | 238,198,000 |
| Allowance for loan losses | 3,453,000 | 3,498,000 | 3,329,000 | 3,603,000 |
| Securities available for sale | 77,199,000 | 75,642,000 | 76,949,000 | 72,923,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 278,038,000 | 283,545,000 | 286,160,000 | 292,036,000 |
| Interest-bearing deposits | 203,469,000 | 207,277,000 | 206,899,000 | 213,824,000 |
| Noninterest-bearing deposits | 74,569,000 | 76,268,000 | 79,261,000 | 78,212,000 |
| Equity capital | 24,840,000 | 25,182,000 | 27,797,000 | 26,050,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,639,000 | 7,366,000 | 11,359,000 | 15,604,000 |
| Interest expense | 1,617,000 | 3,253,000 | 4,964,000 | 6,721,000 |
| Net interest income | 2,022,000 | 4,113,000 | 6,395,000 | 8,883,000 |
| Noninterest income | 189,000 | 361,000 | 599,000 | 1,145,000 |
| Noninterest expense | 1,415,000 | 3,048,000 | 4,673,000 | 6,430,000 |
| Provision for loan losses | 0 | -120,000 | -120,000 | 80,000 |
| Pretax income | 796,000 | 1,546,000 | 2,441,000 | 3,518,000 |
| Income tax | 113,000 | 215,000 | 341,000 | 425,000 |
| Net income | 683,000 | 1,331,000 | 2,100,000 | 3,093,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,438,000 | 33,835,000 | 34,604,000 | 35,197,000 |