Call reports 2023
FIRST NATIONAL BANK OF GIDDINGS — 2023
What FIRST NATIONAL BANK OF GIDDINGS reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 292,310,000 | 290,147,000 | 294,361,000 | 306,402,000 |
| Total loans | 191,008,000 | 194,902,000 | 199,024,000 | 202,530,000 |
| Allowance for loan losses | 3,187,000 | 3,049,000 | 3,095,000 | 3,347,000 |
| Securities available for sale | 86,143,000 | 79,582,000 | 74,158,000 | 79,059,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 260,596,000 | 251,831,000 | 260,346,000 | 270,542,000 |
| Interest-bearing deposits | 188,445,000 | 178,400,000 | 188,810,000 | 201,722,000 |
| Noninterest-bearing deposits | 72,151,000 | 73,431,000 | 71,536,000 | 68,820,000 |
| Equity capital | 22,165,000 | 22,436,000 | 19,832,000 | 24,811,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,918,000 | 5,973,000 | 9,160,000 | 12,590,000 |
| Interest expense | 616,000 | 1,557,000 | 2,789,000 | 4,282,000 |
| Net interest income | 2,302,000 | 4,416,000 | 6,371,000 | 8,308,000 |
| Noninterest income | 212,000 | 395,000 | 593,000 | 785,000 |
| Noninterest expense | 1,352,000 | 2,733,000 | 4,103,000 | 5,595,000 |
| Provision for loan losses | 0 | 0 | 0 | 400,000 |
| Pretax income | 1,162,000 | 1,995,000 | 2,778,000 | 3,015,000 |
| Income tax | 175,000 | 286,000 | 393,000 | 388,000 |
| Net income | 987,000 | 1,709,000 | 2,385,000 | 2,627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,113,000 | 31,836,000 | 32,512,000 | 32,754,000 |