Call reports 2022
FIRST NATIONAL BANK OF GIDDINGS — 2022
What FIRST NATIONAL BANK OF GIDDINGS reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 276,166,000 | 275,339,000 | 280,148,000 | 289,364,000 |
| Total loans | 146,187,000 | 164,794,000 | 177,045,000 | 183,736,000 |
| Allowance for loan losses | 2,395,000 | 2,440,000 | 2,399,000 | 3,199,000 |
| Securities available for sale | 97,165,000 | 90,388,000 | 83,446,000 | 85,636,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,894,000 | 254,663,000 | 260,505,000 | 266,851,000 |
| Interest-bearing deposits | 183,276,000 | 176,750,000 | 185,743,000 | 193,541,000 |
| Noninterest-bearing deposits | 67,618,000 | 77,913,000 | 74,762,000 | 73,310,000 |
| Equity capital | 24,678,000 | 20,039,000 | 16,876,000 | 19,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,160,000 | 4,541,000 | 7,171,000 | 10,006,000 |
| Interest expense | 297,000 | 598,000 | 974,000 | 1,469,000 |
| Net interest income | 1,863,000 | 3,943,000 | 6,197,000 | 8,537,000 |
| Noninterest income | 138,000 | 291,000 | 468,000 | 627,000 |
| Noninterest expense | 1,253,000 | 2,558,000 | 3,911,000 | 5,482,000 |
| Provision for loan losses | 0 | 0 | 0 | 750,000 |
| Pretax income | 748,000 | 1,676,000 | 2,754,000 | 2,932,000 |
| Income tax | 87,000 | 209,000 | 364,000 | 332,000 |
| Net income | 661,000 | 1,467,000 | 2,390,000 | 2,600,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,188,000 | 28,995,000 | 29,918,000 | 30,128,000 |