Call reports 2021
FIRST NATIONAL BANK OF GIDDINGS — 2021
What FIRST NATIONAL BANK OF GIDDINGS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 265,323,000 | 273,321,000 | 267,147,000 | 275,709,000 |
| Total loans | 135,371,000 | 136,830,000 | 136,757,000 | 140,588,000 |
| Allowance for loan losses | 2,421,000 | 2,402,000 | 2,406,000 | 2,422,000 |
| Securities available for sale | 94,412,000 | 98,859,000 | 100,294,000 | 98,824,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,084,000 | 242,377,000 | 236,873,000 | 245,474,000 |
| Interest-bearing deposits | 171,975,000 | 171,077,000 | 171,401,000 | 182,175,000 |
| Noninterest-bearing deposits | 63,109,000 | 71,300,000 | 65,472,000 | 63,299,000 |
| Equity capital | 29,642,000 | 30,421,000 | 29,720,000 | 29,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,134,000 | 4,303,000 | 6,389,000 | 8,525,000 |
| Interest expense | 386,000 | 740,000 | 1,053,000 | 1,340,000 |
| Net interest income | 1,748,000 | 3,563,000 | 5,336,000 | 7,185,000 |
| Noninterest income | 127,000 | 265,000 | 407,000 | 556,000 |
| Noninterest expense | 1,197,000 | 2,407,000 | 3,649,000 | 4,994,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 678,000 | 1,421,000 | 2,094,000 | 2,730,000 |
| Income tax | 81,000 | 175,000 | 251,000 | 316,000 |
| Net income | 597,000 | 1,246,000 | 1,843,000 | 2,414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,711,000 | 28,360,000 | 27,957,000 | 28,528,000 |
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