Call reports 2020
FIRST NATIONAL BANK OF GIDDINGS — 2020
What FIRST NATIONAL BANK OF GIDDINGS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 230,693,000 | 240,471,000 | 244,422,000 | 260,573,000 |
| Total loans | 125,159,000 | 135,003,000 | 137,497,000 | 135,784,000 |
| Allowance for loan losses | 2,237,000 | 2,433,000 | 2,387,000 | 2,404,000 |
| Securities available for sale | 72,880,000 | 86,656,000 | 87,475,000 | 88,818,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,742,000 | 211,933,000 | 214,727,000 | 229,797,000 |
| Interest-bearing deposits | 153,743,000 | 154,097,000 | 155,093,000 | 166,688,000 |
| Noninterest-bearing deposits | 50,999,000 | 57,836,000 | 59,634,000 | 63,109,000 |
| Equity capital | 25,542,000 | 27,917,000 | 29,009,000 | 30,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,095,000 | 4,409,000 | 6,498,000 | 8,587,000 |
| Interest expense | 462,000 | 890,000 | 1,295,000 | 1,685,000 |
| Net interest income | 1,633,000 | 3,519,000 | 5,203,000 | 6,902,000 |
| Noninterest income | 138,000 | 255,000 | 377,000 | 667,000 |
| Noninterest expense | 1,144,000 | 2,246,000 | 3,395,000 | 4,721,000 |
| Provision for loan losses | 0 | 230,000 | 230,000 | 230,000 |
| Pretax income | 663,000 | 1,334,000 | 1,991,000 | 2,654,000 |
| Income tax | 96,000 | 180,000 | 260,000 | 341,000 |
| Net income | 567,000 | 1,154,000 | 1,731,000 | 2,313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,368,000 | 25,955,000 | 26,531,000 | 27,114,000 |