Call reports 2019
FIRST NATIONAL BANK OF GIDDINGS — 2019
What FIRST NATIONAL BANK OF GIDDINGS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 209,221,000 | 204,208,000 | 206,092,000 | 221,944,000 |
| Total loans | 121,559,000 | 126,721,000 | 127,780,000 | 128,643,000 |
| Allowance for loan losses | 2,227,000 | 2,314,000 | 2,230,000 | 2,374,000 |
| Securities available for sale | 66,759,000 | 65,418,000 | 63,965,000 | 64,301,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,945,000 | 178,134,000 | 178,488,000 | 196,219,000 |
| Interest-bearing deposits | 143,865,000 | 133,823,000 | 131,500,000 | 145,521,000 |
| Noninterest-bearing deposits | 42,080,000 | 44,311,000 | 46,988,000 | 50,698,000 |
| Equity capital | 22,830,000 | 24,060,000 | 25,121,000 | 25,470,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,039,000 | 4,108,000 | 6,246,000 | 8,362,000 |
| Interest expense | 467,000 | 906,000 | 1,335,000 | 1,745,000 |
| Net interest income | 1,572,000 | 3,202,000 | 4,911,000 | 6,617,000 |
| Noninterest income | 141,000 | 284,000 | 431,000 | 568,000 |
| Noninterest expense | 1,144,000 | 2,256,000 | 3,390,000 | 4,524,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 647,000 | 1,306,000 | 2,028,000 | 2,537,000 |
| Income tax | 98,000 | 196,000 | 264,000 | 329,000 |
| Net income | 549,000 | 1,110,000 | 1,764,000 | 2,208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,142,000 | 23,703,000 | 24,358,000 | 24,801,000 |
| Total capital | 24,763,000 | 25,319,000 | 26,004,000 | 26,473,000 |
| Risk-weighted assets | 129,119,000 | 128,615,000 | 131,109,000 | 133,137,000 |