Call reports 2018
FIRST NATIONAL BANK OF GIDDINGS — 2018
What FIRST NATIONAL BANK OF GIDDINGS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 199,275,000 | 199,264,000 | 203,424,000 | 209,953,000 |
| Total loans | 115,996,000 | 119,969,000 | 120,008,000 | 119,892,000 |
| Allowance for loan losses | 2,063,000 | 2,078,000 | 1,957,000 | 2,177,000 |
| Securities available for sale | 64,893,000 | 64,630,000 | 62,309,000 | 63,328,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,424,000 | 177,945,000 | 181,785,000 | 188,031,000 |
| Interest-bearing deposits | 139,938,000 | 135,310,000 | 137,306,000 | 145,928,000 |
| Noninterest-bearing deposits | 38,486,000 | 42,635,000 | 44,479,000 | 42,103,000 |
| Equity capital | 20,551,000 | 20,906,000 | 21,110,000 | 21,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,810,000 | 3,690,000 | 5,614,000 | 7,615,000 |
| Interest expense | 313,000 | 684,000 | 1,071,000 | 1,488,000 |
| Net interest income | 1,497,000 | 3,006,000 | 4,543,000 | 6,127,000 |
| Noninterest income | 133,000 | 262,000 | 392,000 | 528,000 |
| Noninterest expense | 1,056,000 | 2,148,000 | 3,238,000 | 4,413,000 |
| Provision for loan losses | 0 | 0 | 0 | 350,000 |
| Pretax income | 574,000 | 1,120,000 | 1,697,000 | 1,892,000 |
| Income tax | 83,000 | 160,000 | 244,000 | 299,000 |
| Net income | 491,000 | 960,000 | 1,453,000 | 1,593,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,541,000 | 22,009,000 | 22,502,000 | 22,593,000 |
| Total capital | 23,071,000 | 23,583,000 | 24,097,000 | 24,213,000 |
| Risk-weighted assets | 121,905,000 | 125,453,000 | 127,250,000 | 129,056,000 |