Call reports 2017
FIRST NATIONAL BANK OF GIDDINGS — 2017
What FIRST NATIONAL BANK OF GIDDINGS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 182,491,000 | 184,156,000 | 192,341,000 | 198,198,000 |
| Total loans | 99,015,000 | 103,993,000 | 108,732,000 | 110,605,000 |
| Allowance for loan losses | 1,947,000 | 1,924,000 | 1,940,000 | 2,046,000 |
| Securities available for sale | 70,521,000 | 69,049,000 | 66,824,000 | 64,358,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,673,000 | 158,639,000 | 170,269,000 | 177,098,000 |
| Interest-bearing deposits | 123,925,000 | 122,750,000 | 134,001,000 | 139,991,000 |
| Noninterest-bearing deposits | 37,748,000 | 35,889,000 | 36,268,000 | 37,107,000 |
| Equity capital | 20,329,000 | 21,187,000 | 21,552,000 | 20,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,607,000 | 3,249,000 | 4,954,000 | 6,708,000 |
| Interest expense | 154,000 | 340,000 | 569,000 | 826,000 |
| Net interest income | 1,453,000 | 2,909,000 | 4,385,000 | 5,882,000 |
| Noninterest income | 138,000 | 283,000 | 428,000 | 568,000 |
| Noninterest expense | 1,065,000 | 2,152,000 | 3,240,000 | 4,425,000 |
| Provision for loan losses | 0 | 0 | 0 | 300,000 |
| Pretax income | 526,000 | 1,040,000 | 1,573,000 | 1,725,000 |
| Income tax | 121,000 | 237,000 | 356,000 | 585,000 |
| Net income | 405,000 | 803,000 | 1,217,000 | 1,140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,565,000 | 20,963,000 | 21,378,000 | 21,050,000 |
| Total capital | 21,932,000 | 22,368,000 | 22,828,000 | 22,516,000 |
| Risk-weighted assets | 108,846,000 | 111,941,000 | 115,547,000 | 116,727,000 |