Call reports 2014
FIRST NATIONAL BANK OF GIDDINGS — 2014
What FIRST NATIONAL BANK OF GIDDINGS reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 180,693,000 | 178,547,000 | 179,142,000 | 184,766,000 |
| Total loans | 78,022,000 | 76,997,000 | 77,133,000 | 79,809,000 |
| Allowance for loan losses | 1,576,000 | 1,576,000 | 1,560,000 | 1,725,000 |
| Securities available for sale | 72,944,000 | 77,827,000 | 82,431,000 | 76,515,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,457,000 | 160,400,000 | 160,495,000 | 166,188,000 |
| Interest-bearing deposits | 128,337,000 | 123,876,000 | 124,917,000 | 126,759,000 |
| Noninterest-bearing deposits | 35,120,000 | 36,524,000 | 35,578,000 | 39,429,000 |
| Equity capital | 16,718,000 | 17,680,000 | 18,184,000 | 18,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,559,000 | 3,129,000 | 4,663,000 | 6,156,000 |
| Interest expense | 181,000 | 370,000 | 547,000 | 714,000 |
| Net interest income | 1,378,000 | 2,759,000 | 4,116,000 | 5,442,000 |
| Noninterest income | 110,000 | 222,000 | 335,000 | 428,000 |
| Noninterest expense | 963,000 | 1,941,000 | 2,959,000 | 4,011,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 525,000 | 1,084,000 | 1,536,000 | 2,159,000 |
| Income tax | 116,000 | 236,000 | 320,000 | 476,000 |
| Net income | 409,000 | 848,000 | 1,216,000 | 1,683,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,766,000 | 17,206,000 | 17,574,000 | 17,739,000 |
| Total capital | 17,821,000 | 18,264,000 | 18,629,000 | 18,797,000 |
| Risk-weighted assets | 83,844,000 | 84,091,000 | 83,875,000 | 83,967,000 |