Call reports 2011
FIRST NATIONAL BANK OF GIDDINGS — 2011
What FIRST NATIONAL BANK OF GIDDINGS reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 153,027,000 | 156,735,000 | 154,849,000 | 160,957,000 |
| Total loans | 68,635,000 | 70,473,000 | 73,253,000 | 74,571,000 |
| Allowance for loan losses | 1,401,000 | 1,448,000 | 1,453,000 | 1,347,000 |
| Securities available for sale | 71,311,000 | 76,689,000 | 71,853,000 | 74,255,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,230,000 | 132,036,000 | 129,634,000 | 134,215,000 |
| Interest-bearing deposits | 107,087,000 | 106,134,000 | 102,644,000 | 107,006,000 |
| Noninterest-bearing deposits | 23,143,000 | 25,902,000 | 26,990,000 | 27,209,000 |
| Equity capital | 14,243,000 | 15,044,000 | 15,322,000 | 15,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,559,000 | 3,230,000 | 4,903,000 | 6,546,000 |
| Interest expense | 430,000 | 823,000 | 1,155,000 | 1,473,000 |
| Net interest income | 1,129,000 | 2,407,000 | 3,748,000 | 5,073,000 |
| Noninterest income | 129,000 | 259,000 | 396,000 | 531,000 |
| Noninterest expense | 891,000 | 1,788,000 | 2,843,000 | 3,745,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 367,000 | 879,000 | 1,469,000 | 2,017,000 |
| Income tax | 85,000 | 219,000 | 387,000 | 542,000 |
| Net income | 282,000 | 660,000 | 1,082,000 | 1,475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,463,000 | 13,841,000 | 13,964,000 | 13,856,000 |
| Total capital | 14,410,000 | 14,807,000 | 14,939,000 | 14,848,000 |
| Risk-weighted assets | 75,323,000 | 76,792,000 | 77,559,000 | 79,027,000 |