Call reports 2006
FIRST NATIONAL BANK OF GIDDINGS — 2006
What FIRST NATIONAL BANK OF GIDDINGS reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 95,019,000 | 99,830,000 | 99,434,000 | 104,602,000 |
| Total loans | 52,770,000 | 52,570,000 | 54,961,000 | 56,564,000 |
| Allowance for loan losses | 1,252,000 | 1,254,000 | 1,259,000 | 1,264,000 |
| Securities available for sale | 33,851,000 | 38,610,000 | 36,973,000 | 39,405,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,528,000 | 74,037,000 | 75,330,000 | 78,211,000 |
| Interest-bearing deposits | 58,930,000 | 57,622,000 | 59,338,000 | 58,443,000 |
| Noninterest-bearing deposits | 15,598,000 | 16,415,000 | 15,992,000 | 19,768,000 |
| Equity capital | 9,351,000 | 8,768,000 | 9,249,000 | 9,534,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,243,000 | 2,544,000 | 3,951,000 | 5,426,000 |
| Interest expense | 480,000 | 1,019,000 | 1,638,000 | 2,276,000 |
| Net interest income | 763,000 | 1,525,000 | 2,313,000 | 3,150,000 |
| Noninterest income | 134,000 | 298,000 | 432,000 | 564,000 |
| Noninterest expense | 780,000 | 1,583,000 | 2,366,000 | 3,128,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 82,000 | 206,000 | 290,000 | 497,000 |
| Income tax | -16,000 | -18,000 | -34,000 | -9,000 |
| Net income | 98,000 | 224,000 | 324,000 | 506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,882,000 | 9,709,000 | 9,558,000 | 9,740,000 |
| Total capital | 10,609,000 | 10,452,000 | 10,328,000 | 10,535,000 |
| Risk-weighted assets | 57,664,000 | 58,934,000 | 61,135,000 | 63,097,000 |