Call reports 2001
FIRST NATIONAL BANK OF GIDDINGS — 2001
What FIRST NATIONAL BANK OF GIDDINGS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 73,952,000 | 81,288,000 | 87,295,000 | 81,057,000 |
| Total loans | 33,409,000 | 38,425,000 | 43,571,000 | 43,864,000 |
| Allowance for loan losses | 822,000 | 1,008,000 | 1,082,000 | 1,128,000 |
| Securities available for sale | 19,322,000 | 17,626,000 | 24,070,000 | 26,328,000 |
| Securities held to maturity | 562,000 | 560,000 | 558,000 | 556,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,236,000 | 71,696,000 | 77,287,000 | 71,379,000 |
| Interest-bearing deposits | 49,746,000 | 55,042,000 | 62,532,000 | 54,074,000 |
| Noninterest-bearing deposits | 14,490,000 | 16,654,000 | 14,755,000 | 17,305,000 |
| Equity capital | 8,813,000 | 8,822,000 | 9,144,000 | 9,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,295,000 | 2,589,000 | 3,874,000 | 5,109,000 |
| Interest expense | 504,000 | 1,038,000 | 1,547,000 | 2,014,000 |
| Net interest income | 791,000 | 1,551,000 | 2,327,000 | 3,095,000 |
| Noninterest income | 168,000 | 392,000 | 495,000 | 595,000 |
| Noninterest expense | 508,000 | 1,055,000 | 1,619,000 | 2,146,000 |
| Provision for loan losses | 140,000 | 326,000 | 401,000 | 476,000 |
| Pretax income | 311,000 | 562,000 | 802,000 | 1,068,000 |
| Income tax | 85,000 | 150,000 | 210,000 | 275,000 |
| Net income | 226,000 | 412,000 | 592,000 | 793,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,699,000 | 8,685,000 | 8,864,000 | 8,889,000 |
| Total capital | 9,178,000 | 9,219,000 | 9,456,000 | 9,468,000 |
| Risk-weighted assets | 37,371,000 | 41,688,000 | 46,833,000 | 45,849,000 |