Call reports 2024
DEWITT BANK & TRUST CO. — 2024
What DEWITT BANK & TRUST CO. reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 239,537,000 | 238,525,000 | 240,371,000 | 252,905,000 |
| Total loans | 178,525,000 | 179,658,000 | 178,597,000 | 186,426,000 |
| Allowance for loan losses | 2,107,000 | 2,002,000 | 1,991,000 | 2,107,000 |
| Securities available for sale | 43,366,000 | 42,493,000 | 42,801,000 | 40,821,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,330,000 | 210,598,000 | 210,227,000 | 227,048,000 |
| Interest-bearing deposits | 184,249,000 | 183,420,000 | 185,448,000 | 197,806,000 |
| Noninterest-bearing deposits | 23,081,000 | 27,178,000 | 24,779,000 | 29,242,000 |
| Equity capital | 17,979,000 | 18,574,000 | 18,830,000 | 18,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,214,000 | 6,502,000 | 9,770,000 | 13,109,000 |
| Interest expense | 1,536,000 | 3,073,000 | 4,569,000 | 6,087,000 |
| Net interest income | 1,678,000 | 3,429,000 | 5,201,000 | 7,022,000 |
| Noninterest income | 1,087,000 | 1,811,000 | 2,455,000 | 3,156,000 |
| Noninterest expense | 1,878,000 | 3,709,000 | 5,576,000 | 7,516,000 |
| Provision for loan losses | 0 | 25,000 | 25,000 | 205,000 |
| Pretax income | 536,000 | 1,154,000 | 1,703,000 | 2,105,000 |
| Income tax | 16,000 | 58,000 | 68,000 | 98,000 |
| Net income | 520,000 | 1,096,000 | 1,635,000 | 2,007,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,957,000 | 22,199,000 | 22,312,000 | 22,400,000 |
| Total capital | 24,063,000 | 24,200,000 | 24,302,000 | 24,506,000 |
| Risk-weighted assets | 210,596,000 | 212,719,000 | 212,569,000 | 218,200,000 |