Call reports 2023
DEWITT BANK & TRUST CO. — 2023
What DEWITT BANK & TRUST CO. reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 236,077,000 | 237,052,000 | 243,993,000 | 243,108,000 |
| Total loans | 166,721,000 | 167,741,000 | 178,152,000 | 180,489,000 |
| Allowance for loan losses | 2,246,000 | 2,294,000 | 2,220,000 | 2,101,000 |
| Securities available for sale | 55,452,000 | 52,675,000 | 50,284,000 | 47,493,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,030,000 | 204,319,000 | 200,206,000 | 209,077,000 |
| Interest-bearing deposits | 174,986,000 | 174,723,000 | 173,716,000 | 178,136,000 |
| Noninterest-bearing deposits | 30,044,000 | 29,596,000 | 26,490,000 | 30,941,000 |
| Equity capital | 16,179,000 | 16,792,000 | 16,011,000 | 17,010,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,657,000 | 5,396,000 | 8,389,000 | 11,486,000 |
| Interest expense | 990,000 | 2,229,000 | 3,655,000 | 5,248,000 |
| Net interest income | 1,667,000 | 3,167,000 | 4,734,000 | 6,238,000 |
| Noninterest income | 1,077,000 | 1,778,000 | 2,370,000 | 3,014,000 |
| Noninterest expense | 1,830,000 | 3,632,000 | 5,411,000 | 7,229,000 |
| Provision for loan losses | 75,000 | 150,000 | 150,000 | 150,000 |
| Pretax income | 839,000 | 1,163,000 | 1,543,000 | 1,584,000 |
| Income tax | -16,000 | 0 | 17,000 | 26,000 |
| Net income | 855,000 | 1,163,000 | 1,526,000 | 1,558,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,034,000 | 22,019,000 | 22,054,000 | 21,763,000 |
| Total capital | 24,280,000 | 24,313,000 | 24,273,000 | 23,863,000 |
| Risk-weighted assets | 197,688,000 | 202,774,000 | 210,916,000 | 210,785,000 |