Call reports 2021
DEWITT BANK & TRUST CO. — 2021
What DEWITT BANK & TRUST CO. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 225,395,000 | 221,929,000 | 225,714,000 | 238,211,000 |
| Total loans | 144,330,000 | 144,398,000 | 145,224,000 | 148,898,000 |
| Allowance for loan losses | 1,618,000 | 1,733,000 | 1,810,000 | 2,035,000 |
| Securities available for sale | 57,278,000 | 62,035,000 | 60,789,000 | 67,535,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,220,000 | 198,892,000 | 203,007,000 | 215,501,000 |
| Interest-bearing deposits | 169,538,000 | 167,312,000 | 172,092,000 | 174,462,000 |
| Noninterest-bearing deposits | 33,682,000 | 31,580,000 | 30,915,000 | 41,039,000 |
| Equity capital | 20,276,000 | 20,818,000 | 21,392,000 | 21,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,793,000 | 3,578,000 | 5,928,000 | 8,040,000 |
| Interest expense | 235,000 | 448,000 | 656,000 | 859,000 |
| Net interest income | 1,558,000 | 3,130,000 | 5,272,000 | 7,181,000 |
| Noninterest income | 1,016,000 | 1,746,000 | 2,371,000 | 3,811,000 |
| Noninterest expense | 1,622,000 | 3,220,000 | 4,843,000 | 6,812,000 |
| Provision for loan losses | 30,000 | 150,000 | 225,000 | 450,000 |
| Pretax income | 922,000 | 1,506,000 | 2,575,000 | 3,730,000 |
| Income tax | 47,000 | 75,000 | 127,000 | 186,000 |
| Net income | 875,000 | 1,431,000 | 2,448,000 | 3,544,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,689,000 | 19,682,000 | 20,323,000 | 20,569,000 |
| Total capital | 21,307,000 | 21,415,000 | 22,133,000 | 22,604,000 |
| Risk-weighted assets | 177,985,000 | 170,425,000 | 201,581,000 | 183,526,000 |