Call reports 2020
DEWITT BANK & TRUST CO. — 2020
What DEWITT BANK & TRUST CO. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 179,466,000 | 204,500,000 | 206,718,000 | 212,882,000 |
| Total loans | 125,895,000 | 145,040,000 | 146,650,000 | 138,200,000 |
| Allowance for loan losses | 1,327,000 | 1,528,000 | 1,551,000 | 1,580,000 |
| Securities available for sale | 40,582,000 | 41,112,000 | 44,397,000 | 48,424,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,431,000 | 179,275,000 | 179,393,000 | 190,117,000 |
| Interest-bearing deposits | 141,188,000 | 154,440,000 | 152,523,000 | 161,241,000 |
| Noninterest-bearing deposits | 19,243,000 | 24,835,000 | 26,870,000 | 28,876,000 |
| Equity capital | 17,949,000 | 19,556,000 | 20,055,000 | 20,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,831,000 | 3,571,000 | 5,149,000 | 7,203,000 |
| Interest expense | 478,000 | 845,000 | 1,141,000 | 1,395,000 |
| Net interest income | 1,353,000 | 2,726,000 | 4,008,000 | 5,808,000 |
| Noninterest income | 940,000 | 1,523,000 | 2,177,000 | 2,846,000 |
| Noninterest expense | 1,602,000 | 3,149,000 | 4,738,000 | 6,351,000 |
| Provision for loan losses | 30,000 | 240,000 | 270,000 | 300,000 |
| Pretax income | 661,000 | 860,000 | 1,177,000 | 2,003,000 |
| Income tax | 36,000 | 35,000 | 57,000 | 99,000 |
| Net income | 625,000 | 825,000 | 1,120,000 | 1,904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,815,000 | 18,633,000 | 18,764,000 | 19,014,000 |
| Total capital | 20,142,000 | 20,161,000 | — | 20,594,000 |
| Risk-weighted assets | 158,488,000 | 167,129,000 | — | 160,263,000 |