Call reports 2019
DEWITT BANK & TRUST CO. — 2019
What DEWITT BANK & TRUST CO. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 168,745,000 | 172,025,000 | 175,553,000 | 183,178,000 |
| Total loans | 125,824,000 | 123,577,000 | 122,620,000 | 124,734,000 |
| Allowance for loan losses | 1,422,000 | 1,442,000 | 1,467,000 | 1,318,000 |
| Securities available for sale | 31,151,000 | 33,241,000 | 37,979,000 | 38,923,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,676,000 | 152,581,000 | 155,567,000 | 163,544,000 |
| Interest-bearing deposits | 129,228,000 | 134,767,000 | 137,775,000 | 142,297,000 |
| Noninterest-bearing deposits | 17,448,000 | 17,814,000 | 17,792,000 | 21,247,000 |
| Equity capital | 18,175,000 | 18,661,000 | 18,950,000 | 18,425,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,764,000 | 3,612,000 | 5,421,000 | 7,273,000 |
| Interest expense | 450,000 | 944,000 | 1,461,000 | 1,984,000 |
| Net interest income | 1,314,000 | 2,668,000 | 3,960,000 | 5,289,000 |
| Noninterest income | 859,000 | 1,368,000 | 1,867,000 | 2,562,000 |
| Noninterest expense | 1,424,000 | 2,869,000 | 4,416,000 | 5,896,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 185,000 |
| Pretax income | 724,000 | 1,452,000 | 1,671,000 | 2,174,000 |
| Income tax | 36,000 | 72,000 | 84,000 | 108,000 |
| Net income | 688,000 | 1,380,000 | 1,587,000 | 2,066,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,691,000 | 18,194,000 | 18,219,000 | 18,189,000 |
| Total capital | 19,113,000 | 19,636,000 | 19,686,000 | 19,507,000 |
| Risk-weighted assets | 159,330,000 | 167,150,000 | 161,577,000 | 144,444,000 |