Call reports 2018
DEWITT BANK & TRUST CO. — 2018
What DEWITT BANK & TRUST CO. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 164,110,000 | 167,176,000 | 166,920,000 | 164,704,000 |
| Total loans | 121,896,000 | 121,078,000 | 123,660,000 | 123,988,000 |
| Allowance for loan losses | 1,490,000 | 1,501,000 | 1,523,000 | 1,400,000 |
| Securities available for sale | 35,140,000 | 34,382,000 | 33,611,000 | 32,843,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,997,000 | 144,197,000 | 142,191,000 | 141,505,000 |
| Interest-bearing deposits | 137,194,000 | 124,660,000 | 124,654,000 | 122,973,000 |
| Noninterest-bearing deposits | 6,803,000 | 19,537,000 | 17,537,000 | 18,532,000 |
| Equity capital | 16,669,000 | 17,081,000 | 17,192,000 | 17,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,590,000 | 3,276,000 | 4,992,000 | 6,717,000 |
| Interest expense | 294,000 | 614,000 | 982,000 | 1,401,000 |
| Net interest income | 1,296,000 | 2,662,000 | 4,010,000 | 5,316,000 |
| Noninterest income | 867,000 | 1,512,000 | 2,030,000 | 2,507,000 |
| Noninterest expense | 1,393,000 | 2,755,000 | 4,118,000 | 5,456,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 145,000 |
| Pretax income | 779,000 | 1,413,000 | 1,901,000 | 2,245,000 |
| Income tax | 39,000 | 71,000 | 94,000 | 112,000 |
| Net income | 740,000 | 1,342,000 | 1,807,000 | 2,133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,668,000 | 17,087,000 | 17,368,000 | 17,184,000 |
| Total capital | 18,158,000 | 18,588,000 | 18,891,000 | 18,584,000 |
| Risk-weighted assets | 145,491,000 | 145,788,000 | 148,807,000 | 158,295,000 |