Call reports 2017
DEWITT BANK & TRUST CO. — 2017
What DEWITT BANK & TRUST CO. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 160,369,000 | 163,192,000 | 159,975,000 | 167,300,000 |
| Total loans | 113,388,000 | 116,187,000 | 114,569,000 | 116,086,000 |
| Allowance for loan losses | 1,273,000 | 1,412,000 | 1,422,000 | 1,472,000 |
| Securities available for sale | 38,759,000 | 36,210,000 | 38,084,000 | 38,111,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,663,000 | 142,723,000 | 138,634,000 | 148,198,000 |
| Interest-bearing deposits | 128,684,000 | 129,724,000 | 125,312,000 | 133,745,000 |
| Noninterest-bearing deposits | 11,979,000 | 12,999,000 | 13,322,000 | 14,453,000 |
| Equity capital | 17,106,000 | 17,977,000 | 18,150,000 | 16,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,446,000 | 2,995,000 | 4,588,000 | 6,033,000 |
| Interest expense | 215,000 | 434,000 | 659,000 | 920,000 |
| Net interest income | 1,231,000 | 2,561,000 | 3,929,000 | 5,113,000 |
| Noninterest income | 889,000 | 1,528,000 | 2,024,000 | 2,555,000 |
| Noninterest expense | 1,401,000 | 2,715,000 | 4,058,000 | 5,415,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 689,000 | 1,336,000 | 1,827,000 | 2,156,000 |
| Income tax | 35,000 | 67,000 | 90,000 | 108,000 |
| Net income | 654,000 | 1,269,000 | 1,737,000 | 2,048,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,864,000 | 17,311,000 | 17,604,000 | 16,115,000 |
| Total capital | 18,137,000 | 18,723,000 | 19,026,000 | 17,587,000 |
| Risk-weighted assets | 129,683,000 | 130,553,000 | 135,324,000 | 142,039,000 |