Call reports 2014
DEWITT BANK & TRUST CO. — 2014
What DEWITT BANK & TRUST CO. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 149,834,000 | 149,657,000 | 148,014,000 | 156,950,000 |
| Total loans | 95,575,000 | 94,019,000 | 95,529,000 | 105,691,000 |
| Allowance for loan losses | 1,099,000 | 1,109,000 | 1,114,000 | 1,096,000 |
| Securities available for sale | 41,377,000 | 45,783,000 | 44,493,000 | 43,055,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,291,000 | 133,452,000 | 128,115,000 | 132,948,000 |
| Interest-bearing deposits | 118,215,000 | 117,188,000 | 115,100,000 | 118,287,000 |
| Noninterest-bearing deposits | 16,076,000 | 16,264,000 | 13,015,000 | 14,661,000 |
| Equity capital | 13,915,000 | 14,621,000 | 15,028,000 | 15,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,368,000 | 2,730,000 | 4,093,000 | 5,500,000 |
| Interest expense | 223,000 | 453,000 | 675,000 | 899,000 |
| Net interest income | 1,145,000 | 2,277,000 | 3,418,000 | 4,601,000 |
| Noninterest income | 780,000 | 1,258,000 | 1,690,000 | 2,173,000 |
| Noninterest expense | 1,167,000 | 2,222,000 | 3,351,000 | 4,584,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 100,000 |
| Pretax income | 733,000 | 1,325,000 | 1,744,000 | 2,152,000 |
| Income tax | 37,000 | 66,000 | 87,000 | 107,000 |
| Net income | 696,000 | 1,259,000 | 1,657,000 | 2,045,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,643,000 | 14,024,000 | 14,237,000 | 14,280,000 |
| Total capital | 14,742,000 | 15,133,000 | 15,351,000 | 15,376,000 |
| Risk-weighted assets | 114,411,000 | 111,293,000 | 112,449,000 | 121,785,000 |