Call reports 2013
DEWITT BANK & TRUST CO. — 2013
What DEWITT BANK & TRUST CO. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 135,327,000 | 139,246,000 | 140,545,000 | 147,178,000 |
| Total loans | 84,316,000 | 87,740,000 | 91,654,000 | 100,433,000 |
| Allowance for loan losses | 1,019,000 | 1,041,000 | 1,063,000 | 1,077,000 |
| Securities available for sale | 36,758,000 | 42,165,000 | 40,767,000 | 37,787,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,361,000 | 124,379,000 | 124,773,000 | 131,425,000 |
| Interest-bearing deposits | 106,876,000 | 110,786,000 | 110,366,000 | 115,711,000 |
| Noninterest-bearing deposits | 12,485,000 | 13,593,000 | 14,407,000 | 15,714,000 |
| Equity capital | 13,708,000 | 12,822,000 | 13,263,000 | 13,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,223,000 | 2,476,000 | 3,795,000 | 5,136,000 |
| Interest expense | 239,000 | 484,000 | 722,000 | 953,000 |
| Net interest income | 984,000 | 1,992,000 | 3,073,000 | 4,183,000 |
| Noninterest income | 809,000 | 1,272,000 | 1,703,000 | 2,174,000 |
| Noninterest expense | 1,044,000 | 2,113,000 | 3,184,000 | 4,271,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 100,000 |
| Pretax income | 724,000 | 1,101,000 | 1,517,000 | 1,986,000 |
| Income tax | 36,000 | 56,000 | 76,000 | 98,000 |
| Net income | 688,000 | 1,045,000 | 1,441,000 | 1,888,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,801,000 | 12,974,000 | 13,179,000 | 13,276,000 |
| Total capital | 13,820,000 | 14,015,000 | 14,242,000 | 14,353,000 |
| Risk-weighted assets | 101,479,000 | 107,263,000 | 107,100,000 | 112,382,000 |