Call reports 2012
DEWITT BANK & TRUST CO. — 2012
What DEWITT BANK & TRUST CO. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 120,483,000 | 123,688,000 | 124,564,000 | 134,306,000 |
| Total loans | 84,666,000 | 83,327,000 | 83,515,000 | 85,199,000 |
| Allowance for loan losses | 1,176,000 | 889,000 | 969,000 | 1,010,000 |
| Securities available for sale | 25,035,000 | 31,103,000 | 30,441,000 | 39,890,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,070,000 | 108,354,000 | 108,789,000 | 118,616,000 |
| Interest-bearing deposits | 92,689,000 | 95,776,000 | 95,433,000 | 100,967,000 |
| Noninterest-bearing deposits | 12,381,000 | 12,578,000 | 13,356,000 | 17,649,000 |
| Equity capital | 13,057,000 | 13,180,000 | 13,640,000 | 13,437,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,264,000 | 2,495,000 | 3,728,000 | 4,974,000 |
| Interest expense | 269,000 | 541,000 | 786,000 | 1,025,000 |
| Net interest income | 995,000 | 1,954,000 | 2,942,000 | 3,949,000 |
| Noninterest income | 776,000 | 1,262,000 | 1,797,000 | 2,279,000 |
| Noninterest expense | 988,000 | 1,914,000 | 2,869,000 | 3,889,000 |
| Provision for loan losses | 50,000 | 300,000 | 350,000 | 400,000 |
| Pretax income | 733,000 | 980,000 | 1,488,000 | 1,914,000 |
| Income tax | 36,000 | 49,000 | 75,000 | 94,000 |
| Net income | 697,000 | 931,000 | 1,413,000 | 1,820,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,206,000 | 12,247,000 | 12,536,000 | 12,443,000 |
| Total capital | 13,382,000 | 13,136,000 | 13,505,000 | 13,453,000 |
| Risk-weighted assets | 95,937,000 | 100,348,000 | 98,241,000 | 106,151,000 |