Call reports 2011
DEWITT BANK & TRUST CO. — 2011
What DEWITT BANK & TRUST CO. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 121,044,000 | 118,989,000 | 121,092,000 | 118,110,000 |
| Total loans | 88,673,000 | 83,318,000 | 82,741,000 | 84,698,000 |
| Allowance for loan losses | 1,159,000 | 1,166,000 | 1,067,000 | 1,123,000 |
| Securities available for sale | 24,988,000 | 25,623,000 | 27,177,000 | 25,525,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,078,000 | 102,836,000 | 105,128,000 | 103,223,000 |
| Interest-bearing deposits | 93,976,000 | 92,068,000 | 94,311,000 | 91,129,000 |
| Noninterest-bearing deposits | 11,102,000 | 10,768,000 | 10,817,000 | 12,094,000 |
| Equity capital | 12,056,000 | 12,545,000 | 12,772,000 | 12,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,417,000 | 2,827,000 | 4,261,000 | 5,592,000 |
| Interest expense | 370,000 | 722,000 | 1,122,000 | 1,420,000 |
| Net interest income | 1,047,000 | 2,105,000 | 3,139,000 | 4,172,000 |
| Noninterest income | 690,000 | 1,081,000 | 1,557,000 | 2,009,000 |
| Noninterest expense | 949,000 | 1,853,000 | 2,867,000 | 3,840,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 400,000 |
| Pretax income | 763,000 | 1,128,000 | 1,744,000 | 1,878,000 |
| Income tax | 38,000 | 56,000 | 87,000 | 94,000 |
| Net income | 725,000 | 1,072,000 | 1,657,000 | 1,784,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,543,000 | 11,690,000 | 11,911,000 | 11,702,000 |
| Total capital | 12,702,000 | 12,849,000 | 12,978,000 | 12,825,000 |
| Risk-weighted assets | 99,136,000 | 91,933,000 | 93,423,000 | 93,951,000 |