Call report 2004Q4
DEWITT BANK & TRUST CO. — 2004Q4
The 22 measures DEWITT BANK & TRUST CO. reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 99,440,000 | USD | evidence → |
| Total loans | 51,551,000 | USD | evidence → |
| Allowance for loan losses | 934,000 | USD | evidence → |
| Securities available for sale | 36,625,000 | USD | evidence → |
| Securities held to maturity | 110,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 83,670,000 | USD | evidence → |
| Interest-bearing deposits | 76,180,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,490,000 | USD | evidence → |
| Equity capital | 13,009,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,464,000 | USD | evidence → |
| Interest expense | 1,631,000 | USD | evidence → |
| Net interest income | 2,833,000 | USD | evidence → |
| Noninterest income | 1,204,000 | USD | evidence → |
| Noninterest expense | 2,829,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,376,000 | USD | evidence → |
| Income tax | 313,000 | USD | evidence → |
| Net income | 1,063,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,612,000 | USD | evidence → |
| Total capital | 13,420,000 | USD | evidence → |
| Risk-weighted assets | 64,534,000 | USD | evidence → |
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