Call reports 2001
DEWITT BANK & TRUST CO. — 2001
What DEWITT BANK & TRUST CO. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 123,690,000 | 124,118,000 | 122,100,000 | 115,987,000 |
| Total loans | 78,838,000 | 75,917,000 | 77,190,000 | 71,368,000 |
| Allowance for loan losses | 1,090,000 | 1,082,000 | 1,091,000 | 1,080,000 |
| Securities available for sale | 34,567,000 | 37,315,000 | 37,108,000 | 32,155,000 |
| Securities held to maturity | 813,000 | 648,000 | 648,000 | 649,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,177,000 | 98,820,000 | 95,579,000 | 90,697,000 |
| Interest-bearing deposits | 92,861,000 | 92,428,000 | 90,093,000 | 84,235,000 |
| Noninterest-bearing deposits | 5,316,000 | 6,392,000 | 5,486,000 | 6,462,000 |
| Equity capital | 10,909,000 | 10,840,000 | 11,333,000 | 11,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,130,000 | 4,312,000 | 6,442,000 | 8,302,000 |
| Interest expense | 1,220,000 | 2,492,000 | 3,675,000 | 4,651,000 |
| Net interest income | 910,000 | 1,820,000 | 2,767,000 | 3,651,000 |
| Noninterest income | 334,000 | 589,000 | 822,000 | 1,086,000 |
| Noninterest expense | 876,000 | 1,711,000 | 2,527,000 | 3,317,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 215,000 |
| Pretax income | 379,000 | 664,000 | 983,000 | 1,372,000 |
| Income tax | 121,000 | 195,000 | 281,000 | 395,000 |
| Net income | 258,000 | 469,000 | 702,000 | 977,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,513,000 | 10,420,000 | 10,620,000 | 10,799,000 |
| Total capital | 11,534,000 | 11,408,000 | 11,643,000 | 11,796,000 |
| Risk-weighted assets | 81,559,000 | 78,951,000 | 81,791,000 | 79,713,000 |