Call reports 2001
GULF COAST NATIONAL BANK — 2001
What GULF COAST NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 345,631,000 | 332,412,000 | 354,097,000 | 393,923,000 |
| Total loans | 228,158,000 | 235,611,000 | 260,789,000 | 298,114,000 |
| Allowance for loan losses | 1,646,000 | 1,779,000 | 1,911,000 | 2,044,000 |
| Securities available for sale | 29,990,000 | 28,783,000 | 28,463,000 | 23,007,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 284,217,000 | 273,751,000 | 277,203,000 | 291,957,000 |
| Interest-bearing deposits | 236,642,000 | 231,467,000 | 231,464,000 | 249,539,000 |
| Noninterest-bearing deposits | 47,575,000 | 42,284,000 | 45,739,000 | 42,418,000 |
| Equity capital | 21,334,000 | 22,205,000 | 24,382,000 | 28,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,100,000 | 12,236,000 | 18,123,000 | 23,964,000 |
| Interest expense | 3,086,000 | 5,999,000 | 8,602,000 | 10,641,000 |
| Net interest income | 3,014,000 | 6,237,000 | 9,521,000 | 13,323,000 |
| Noninterest income | 541,000 | 1,429,000 | 2,123,000 | 2,895,000 |
| Noninterest expense | 2,581,000 | 5,359,000 | 7,854,000 | 10,768,000 |
| Provision for loan losses | 135,000 | 270,000 | 405,000 | 540,000 |
| Pretax income | 919,000 | 2,148,000 | 3,496,000 | 5,045,000 |
| Income tax | 296,000 | 710,000 | 1,167,000 | 1,705,000 |
| Net income | 623,000 | 1,438,000 | 2,329,000 | 3,340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,065,000 | 21,880,000 | 24,016,000 | 28,031,000 |
| Total capital | 22,711,000 | 23,665,000 | 25,927,000 | 30,078,000 |
| Risk-weighted assets | 227,003,000 | 231,296,000 | 256,922,000 | 291,693,000 |