Call report 2021Q2
LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION — 2021Q2
The 22 measures LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC for 2021Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 79,220,000 | USD | evidence → |
| Total loans | 51,198,000 | USD | evidence → |
| Allowance for loan losses | 450,000 | USD | evidence → |
| Securities available for sale | 17,302,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 66,158,000 | USD | evidence → |
| Interest-bearing deposits | 56,997,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,161,000 | USD | evidence → |
| Equity capital | 6,881,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,340,000 | USD | evidence → |
| Interest expense | 283,000 | USD | evidence → |
| Net interest income | 1,057,000 | USD | evidence → |
| Noninterest income | 237,000 | USD | evidence → |
| Noninterest expense | 834,000 | USD | evidence → |
| Provision for loan losses | 20,000 | USD | evidence → |
| Pretax income | 440,000 | USD | evidence → |
| Income tax | 99,000 | USD | evidence → |
| Net income | 341,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,659,000 | USD | evidence → |
| Total capital | 7,109,000 | USD | evidence → |
| Risk-weighted assets | 39,297,000 | USD | evidence → |