Call report 2020Q4
LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION — 2020Q4
The 22 measures LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 73,512,000 | USD | evidence → |
| Total loans | 49,912,000 | USD | evidence → |
| Allowance for loan losses | 430,000 | USD | evidence → |
| Securities available for sale | 11,141,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 59,793,000 | USD | evidence → |
| Interest-bearing deposits | 51,071,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,722,000 | USD | evidence → |
| Equity capital | 6,639,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,522,000 | USD | evidence → |
| Interest expense | 631,000 | USD | evidence → |
| Net interest income | 1,891,000 | USD | evidence → |
| Noninterest income | 484,000 | USD | evidence → |
| Noninterest expense | 1,689,000 | USD | evidence → |
| Provision for loan losses | 198,000 | USD | evidence → |
| Pretax income | 488,000 | USD | evidence → |
| Income tax | 96,000 | USD | evidence → |
| Net income | 392,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,318,000 | USD | evidence → |
| Total capital | 6,748,000 | USD | evidence → |
| Risk-weighted assets | 38,103,000 | USD | evidence → |