Call report 2019Q4
LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION — 2019Q4
The 22 measures LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 55,863,000 | USD | evidence → |
| Total loans | 41,359,000 | USD | evidence → |
| Allowance for loan losses | 258,000 | USD | evidence → |
| Securities available for sale | 4,961,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 49,491,000 | USD | evidence → |
| Interest-bearing deposits | 44,015,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,476,000 | USD | evidence → |
| Equity capital | 6,040,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,450,000 | USD | evidence → |
| Interest expense | 568,000 | USD | evidence → |
| Net interest income | 1,882,000 | USD | evidence → |
| Noninterest income | 209,000 | USD | evidence → |
| Noninterest expense | 1,621,000 | USD | evidence → |
| Provision for loan losses | 72,000 | USD | evidence → |
| Pretax income | 398,000 | USD | evidence → |
| Income tax | 85,000 | USD | evidence → |
| Net income | 313,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,926,000 | USD | evidence → |
| Total capital | 6,184,000 | USD | evidence → |
| Risk-weighted assets | 30,259,000 | USD | evidence → |