Call report 2018Q4
LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION — 2018Q4
The 22 measures LADYSMITH FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC for 2018Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 51,604,000 | USD | evidence → |
| Total loans | 37,879,000 | USD | evidence → |
| Allowance for loan losses | 444,000 | USD | evidence → |
| Securities available for sale | 5,640,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 45,166,000 | USD | evidence → |
| Interest-bearing deposits | 41,069,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,097,000 | USD | evidence → |
| Equity capital | 5,457,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,153,000 | USD | evidence → |
| Interest expense | 474,000 | USD | evidence → |
| Net interest income | 1,679,000 | USD | evidence → |
| Noninterest income | 145,000 | USD | evidence → |
| Noninterest expense | 1,353,000 | USD | evidence → |
| Provision for loan losses | 165,000 | USD | evidence → |
| Pretax income | 293,000 | USD | evidence → |
| Income tax | 58,000 | USD | evidence → |
| Net income | 235,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,614,000 | USD | evidence → |
| Total capital | 6,002,000 | USD | evidence → |
| Risk-weighted assets | 31,052,000 | USD | evidence → |