Call reports 2026
CITIZENS 1ST BANK — 2026
What CITIZENS 1ST BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 828,366,000 | 810,982,000 |
| Total loans | 488,634,000 | 481,552,000 |
| Allowance for loan losses | 3,043,000 | 2,576,000 |
| Securities available for sale | 283,582,000 | 284,043,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 622,557,000 | 615,538,000 |
| Interest-bearing deposits | 547,160,000 | 535,524,000 |
| Noninterest-bearing deposits | 75,397,000 | 80,014,000 |
| Equity capital | 143,992,000 | 147,804,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 9,812,000 | 19,967,000 |
| Interest expense | 4,246,000 | 8,600,000 |
| Net interest income | 5,566,000 | 11,367,000 |
| Noninterest income | 140,000 | 254,000 |
| Noninterest expense | 2,289,000 | 4,347,000 |
| Provision for loan losses | 125,000 | 150,000 |
| Pretax income | 3,289,000 | 7,019,000 |
| Income tax | 0 | 0 |
| Net income | 3,289,000 | 7,019,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 168,262,000 | 171,992,000 |
| Total capital | 171,305,000 | 174,667,000 |
| Risk-weighted assets | 461,464,000 | 446,692,000 |