Call reports 2024
CITIZENS 1ST BANK — 2024
What CITIZENS 1ST BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 726,142,000 | 728,004,000 | 729,209,000 | 768,074,000 |
| Total loans | 389,869,000 | 408,226,000 | 408,679,000 | 440,135,000 |
| Allowance for loan losses | 1,576,000 | 1,719,000 | 1,844,000 | 1,944,000 |
| Securities available for sale | 311,216,000 | 302,185,000 | 299,318,000 | 284,402,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 537,675,000 | 537,305,000 | 529,116,000 | 591,225,000 |
| Interest-bearing deposits | 453,106,000 | 457,265,000 | 454,302,000 | 500,520,000 |
| Noninterest-bearing deposits | 84,569,000 | 80,040,000 | 74,814,000 | 90,705,000 |
| Equity capital | 118,496,000 | 119,888,000 | 131,375,000 | 123,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 7,496,000 | 15,754,000 | 24,022,000 | 32,864,000 |
| Interest expense | 3,804,000 | 7,571,000 | 11,701,000 | 15,793,000 |
| Net interest income | 3,692,000 | 8,183,000 | 12,321,000 | 17,071,000 |
| Noninterest income | 115,000 | 229,000 | 334,000 | 468,000 |
| Noninterest expense | 2,305,000 | 4,443,000 | 6,393,000 | 8,811,000 |
| Provision for loan losses | 50,000 | 145,000 | 270,000 | 370,000 |
| Pretax income | 1,417,000 | 3,788,000 | 5,929,000 | 8,282,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,417,000 | 3,788,000 | 5,929,000 | 8,282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 156,450,000 | 158,820,000 | 160,962,000 | 160,315,000 |
| Total capital | 158,026,000 | 160,539,000 | 162,806,000 | 162,259,000 |
| Risk-weighted assets | 393,097,000 | 423,083,000 | 415,310,000 | 427,837,000 |