Call reports 2023
CITIZENS 1ST BANK — 2023
What CITIZENS 1ST BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 719,906,000 | 714,890,000 | 710,031,000 | 737,188,000 |
| Total loans | 327,594,000 | 358,442,000 | 361,747,000 | 367,115,000 |
| Allowance for loan losses | 1,482,000 | 1,508,000 | 1,533,000 | 1,526,000 |
| Securities available for sale | 340,727,000 | 334,650,000 | 318,572,000 | 323,501,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 577,825,000 | 560,542,000 | 539,820,000 | 556,592,000 |
| Interest-bearing deposits | 496,190,000 | 488,632,000 | 471,426,000 | 480,642,000 |
| Noninterest-bearing deposits | 81,635,000 | 71,910,000 | 68,394,000 | 75,950,000 |
| Equity capital | 112,627,000 | 112,788,000 | 109,857,000 | 117,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,505,000 | 13,575,000 | 20,843,000 | 28,380,000 |
| Interest expense | 2,160,000 | 4,901,000 | 8,274,000 | 11,920,000 |
| Net interest income | 4,345,000 | 8,674,000 | 12,569,000 | 16,460,000 |
| Noninterest income | 111,000 | 225,000 | 343,000 | 465,000 |
| Noninterest expense | 1,869,000 | 3,866,000 | 5,783,000 | 7,934,000 |
| Provision for loan losses | 0 | 25,000 | 50,000 | 50,000 |
| Pretax income | 2,567,000 | 4,981,000 | 6,986,000 | 8,867,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,567,000 | 4,981,000 | 6,986,000 | 8,867,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 152,730,000 | 155,147,000 | 157,152,000 | 155,033,000 |
| Total capital | 154,212,000 | 156,655,000 | 158,685,000 | 156,559,000 |
| Risk-weighted assets | 382,772,000 | 388,091,000 | 381,395,000 | 390,886,000 |