Call reports 2022
CITIZENS 1ST BANK — 2022
What CITIZENS 1ST BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 759,473,000 | 731,821,000 | 712,927,000 | 708,489,000 |
| Total loans | 277,815,000 | 296,711,000 | 313,664,000 | 317,348,000 |
| Allowance for loan losses | 1,736,000 | 1,736,000 | 1,736,000 | 1,485,000 |
| Securities available for sale | 401,333,000 | 388,254,000 | 374,536,000 | 354,202,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 582,230,000 | 559,337,000 | 567,203,000 | 563,657,000 |
| Interest-bearing deposits | 502,839,000 | 484,628,000 | 487,776,000 | 477,530,000 |
| Noninterest-bearing deposits | 79,391,000 | 74,709,000 | 79,427,000 | 86,127,000 |
| Equity capital | 123,969,000 | 106,954,000 | 104,329,000 | 104,356,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,379,000 | 11,078,000 | 17,089,000 | 23,542,000 |
| Interest expense | 824,000 | 1,754,000 | 3,019,000 | 4,711,000 |
| Net interest income | 4,555,000 | 9,324,000 | 14,070,000 | 18,831,000 |
| Noninterest income | 223,000 | 367,000 | 483,000 | 617,000 |
| Noninterest expense | 2,064,000 | 3,991,000 | 5,816,000 | 8,594,000 |
| Provision for loan losses | 0 | 0 | 0 | -250,000 |
| Pretax income | 2,530,000 | 5,500,000 | 8,433,000 | 10,606,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,530,000 | 5,500,000 | 8,433,000 | 10,606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 142,090,000 | 145,059,000 | 147,995,000 | 150,166,000 |
| Total capital | 143,826,000 | 146,795,000 | 149,731,000 | 151,651,000 |
| Risk-weighted assets | 364,237,000 | 352,777,000 | 372,945,000 | 375,510,000 |