Call reports 2021
CITIZENS 1ST BANK — 2021
What CITIZENS 1ST BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 751,879,000 | 761,628,000 | 755,524,000 | 800,997,000 |
| Total loans | 228,070,000 | 233,464,000 | 258,229,000 | 256,429,000 |
| Allowance for loan losses | 1,736,000 | 1,736,000 | 1,736,000 | 1,736,000 |
| Securities available for sale | 460,562,000 | 433,478,000 | 433,957,000 | 437,524,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 514,025,000 | 528,985,000 | 542,527,000 | 579,626,000 |
| Interest-bearing deposits | 448,796,000 | 457,311,000 | 471,948,000 | 496,425,000 |
| Noninterest-bearing deposits | 65,229,000 | 71,674,000 | 70,579,000 | 83,201,000 |
| Equity capital | 148,450,000 | 151,937,000 | 155,992,000 | 141,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,244,000 | 10,341,000 | 15,724,000 | 21,024,000 |
| Interest expense | 936,000 | 1,772,000 | 2,584,000 | 3,392,000 |
| Net interest income | 4,308,000 | 8,569,000 | 13,140,000 | 17,632,000 |
| Noninterest income | 288,000 | 642,000 | 860,000 | 1,128,000 |
| Noninterest expense | 1,806,000 | 3,574,000 | 5,489,000 | 7,931,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,913,000 | 6,012,000 | 9,187,000 | 11,768,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,913,000 | 6,012,000 | 9,187,000 | 11,768,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 142,706,000 | 145,803,000 | 148,980,000 | 139,560,000 |
| Total capital | 144,442,000 | 147,539,000 | 150,716,000 | 141,296,000 |
| Risk-weighted assets | 301,964,000 | 304,405,000 | 326,671,000 | 342,422,000 |