Call reports 2020
CITIZENS 1ST BANK — 2020
What CITIZENS 1ST BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 706,504,000 | 716,922,000 | 728,523,000 | 754,977,000 |
| Total loans | 254,414,000 | 254,079,000 | 243,542,000 | 237,069,000 |
| Allowance for loan losses | 1,598,000 | 1,602,000 | 1,604,000 | 1,736,000 |
| Securities available for sale | 404,916,000 | 424,015,000 | 441,622,000 | 458,393,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 458,251,000 | 478,710,000 | 485,628,000 | 511,939,000 |
| Interest-bearing deposits | 402,648,000 | 415,128,000 | 422,208,000 | 449,583,000 |
| Noninterest-bearing deposits | 55,603,000 | 63,582,000 | 63,420,000 | 62,356,000 |
| Equity capital | 148,828,000 | 157,667,000 | 161,528,000 | 152,459,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,969,000 | 11,735,000 | 17,258,000 | 22,735,000 |
| Interest expense | 1,717,000 | 2,964,000 | 4,057,000 | 5,049,000 |
| Net interest income | 4,252,000 | 8,771,000 | 13,201,000 | 17,686,000 |
| Noninterest income | 153,000 | 488,000 | 775,000 | 1,149,000 |
| Noninterest expense | 1,821,000 | 3,485,000 | 5,241,000 | 7,605,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,801,000 | 5,995,000 | 8,956,000 | 11,449,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,801,000 | 5,995,000 | 8,956,000 | 11,449,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 142,144,000 | 145,337,000 | 148,298,000 | 139,792,000 |
| Total capital | 143,742,000 | 146,939,000 | 149,902,000 | 141,528,000 |
| Risk-weighted assets | 294,700,000 | 313,465,000 | 298,639,000 | 295,452,000 |