Call reports 2019
CITIZENS 1ST BANK — 2019
What CITIZENS 1ST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 704,722,000 | 701,138,000 | 704,802,000 | 714,853,000 |
| Total loans | 252,854,000 | 255,182,000 | 251,734,000 | 254,386,000 |
| Allowance for loan losses | 1,593,000 | 1,594,000 | 1,599,000 | 1,603,000 |
| Securities available for sale | 422,833,000 | 411,753,000 | 389,393,000 | 385,709,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 471,942,000 | 418,792,000 | 449,563,000 | 468,419,000 |
| Interest-bearing deposits | 415,521,000 | 363,572,000 | 393,062,000 | 406,242,000 |
| Noninterest-bearing deposits | 56,421,000 | 55,220,000 | 56,501,000 | 62,177,000 |
| Equity capital | 144,094,000 | 150,544,000 | 146,198,000 | 145,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,354,000 | 12,966,000 | 19,050,000 | 25,079,000 |
| Interest expense | 2,007,000 | 3,980,000 | 5,864,000 | 7,665,000 |
| Net interest income | 4,347,000 | 8,986,000 | 13,186,000 | 17,414,000 |
| Noninterest income | 239,000 | 489,000 | 765,000 | 958,000 |
| Noninterest expense | 1,767,000 | 3,550,000 | 5,249,000 | 7,527,000 |
| Provision for loan losses | -150,000 | -150,000 | -150,000 | -150,000 |
| Pretax income | 3,101,000 | 6,214,000 | 9,167,000 | 11,308,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,101,000 | 6,214,000 | 9,167,000 | 11,308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 141,911,000 | 145,017,000 | 140,201,000 | 139,343,000 |
| Total capital | 143,504,000 | 146,611,000 | 141,800,000 | 140,946,000 |
| Risk-weighted assets | 273,803,000 | 271,758,000 | 269,728,000 | 285,046,000 |